Good afternoon from Beal & Winn Insurance!
One topic that has come up quite a lot recently that we thought it worthwhile to discuss is updates on homes. Homeowner policies take into account not only the age of the house, but also the age of the major systems including A/C, electrical, plumbing and most importantly the roof. We see a common scenario in which a policy holder is being surcharged for an older roof and we don't know they've actually replaced it. Simply updating the age of the roof can reduce your premium significantly! So please, always keep your agent updated with any major changes you make to your home. You might just be missing out on some savings!
Have a great afternoon!